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debt; loan; liabilities; borrowing money
number of games under the .500 mark
借金を返すのに何年もかかった。
It took years to pay off the debt.
彼は借金を抱えているらしいよ。
It seems he's in debt.
借金はなるべくしないほうがいい。
It's better not to borrow money if possible.