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after tax income; net income
給料の手取り額を確認した。
I checked the after-tax amount of my salary.
手取りが少なくて生活が苦しい。
My take-home pay is low, so life is tough.
手取りが増えたので少し余裕が生まれた。
My take-home pay went up, so I have a bit more breathing room.